SRIONO; RISDALINA; KUSNO; KUMALASARI M, Indra; SYAHYUNAN, Hengki. UNCOVERING LEGAL GAPS IN DIGITAL BANKING: CUSTOMER PROTECTION AND BANK ACCOUNTABILITY IN INDONESIA. LITIGASI, Bandung, Indonesia, v. 25, n. 2, p. 301–330, 2024. DOI: 10.23969/litigasi.v25i2.18538. Disponível em: https://www.journal.unpas.ac.id/index.php/litigasi/article/view/18538. Acesso em: 23 feb. 2026.