PENGARUH KECERDASAN EMOSIONAL DAN GAYA HIDUP TERHADAP MANAJEMEN KEUANGAN PRIBADI

Hanna Rosa Tamala Hanna Rosa; Edi Fitriana Afriza; Rendra Gumilar

Authors

Hanna Rosa Tamala Hanna Rosa Universitas Siliwangi
Edi Fitriana Afriza Universitas Siliwangi
Rendra Gumilar Universitas Siliwangi

Keywords:

Personal Financial Management, Emotional Intelligence, Lifestyle

Abstract

The rise of various financial problems among students due to changes in lifestyle that are not balanced with adequate income and without being based on good considerations and in accordance with the order of needs on a priority scale has a serious impact. Poor personal financial management cannot be separated from the influence of emotional intelligence and lifestyle. Personal financial management must be understood and then applied to minimize financial problems and achieve good financial goals. The research aims to determine the influence of emotional intelligence and lifestyle on personal financial management. The population was 110 respondents, Siliwangi University students from the Bogor Region Cluster Class 2020 to 2022 with a NonProbability Sampling sampling technique, namely a saturated sample so the total sample is 110 respondents. The data collection method uses a questionnaire, as well as data analysis techniques using the classic assumption test, multiple linear regression test, coefficient of determination and hypothesis testing. The results of this research show that, partially, there is a significant influence between emotional intelligence on personal financial management, while lifestyle partially has a significant influence on personal financial management. Apart from that, these two variables simultaneously influence personal financial management.

Downloads

Download data is not yet available.

References

Afandy, C., & Niangsih, F. F. (2020). Literasi Keuangan Dan Manajemen Keuangan Pribadi Mahasiswa Di Provinsi Bengkulu. The Manager Review, 2(2), 68–98. https://doi.org/10.33369/tmr.v2i2.16329

Agustina, W. (2022). Pengaruh Kecerdasan Emosional, Kecerdasan Spiritual Dan Gaya Hidup Hedonis Terhadap Manajemen Keuangan Pribadi Mahasiswa Universitas Widya Dharma Klaten. Skripsi, Fakultas Ekonomi Universitas Widya Dharma Klaten, 1–101.

Amin Sadiqin, J. H. (2024). Pengaruh Kecerdasan Emosional Dan Gaya Hidup Terhadap Perilaku Keuangan Mahasiswa Kost Sekitar Universitas Terbuka Bojonegoro. 14(5), 1–23.

Astiti, B. G. (2017). Pengaruh Literasi Keuangan, Gaya Hidup, Dan Pendapatan Terhadap Kemampuan Pengelolaan Keuangan Pribadi Mahasiswa Generasi Z. Angewandte Chemie International Edition, 6(11), 951–952., 5–24. http://repo.iain-tulungagung.ac.id/5510/5/BAB 2.pdf

Azizah, N. S. (2020). Pengaruh Literasi Keuangan, Gaya Hidup Pada Perilaku Keuangan Pada Generasi Milineal. Textile View Magazine, 01(73), 293–301. https://doi.org/10.2307/j.ctt1tg5gmg.7

Besri, H., & Ruski. (2023). Pengaruh gaya hidup, kecerdasan emosional dan literasi keuangan terhadap rasionalitas konsumsi mahasiswa pendidikan ekonomi angkatan 2018 Universitas Negeri Malang. Jurnal Ekonomi, Bisnis Dan Pendidikan, 1(7), 697–686. https://doi.org/10.17977/um066v1i72021p697-686

Dewi, M. Z., & Listiadi, A. (2021). Pengaruh Status Sosial Ekonomi, Pendidikan Pengelolaan Keuangan Keluarga dan Literasi Keuangan terhadap Manajemen Keuangan Pribadi Siswa Akuntansi SMK. Edukatif : Jurnal Ilmu Pendidikan, 3(6), 3544–3552. https://doi.org/10.31004/edukatif.v3i6.965

Fatmawati, N. (2020). Gaya Hidup Mahasiswa Akibat Adanya Online Shop. Jurnal Pendidikan Ilmu Sosial, 29(1), 29–38. https://doi.org/10.17509/jpis.v29i1.23722

Gunawan, A., Pirari, W. S., & Sari, M. (2020). Pengaruh Literasi Keuangan dan Gaya Hidup Terhadap Pengelolaan Keuangan Mahasiswa Prodi Manajemen Universitas Muhammadiyah Sumatera Utara. Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi Dan Hukum, 4(2), 23–35. https://doi.org/10.30601/humaniora.v4i2.1196

Hidayat, I. A., & Asiyah, B. N. (2022). Pengaruh Gender, Kecerdasan Spiritual, dan Status Sosial Ekonomi Orang Tua terhadap Manajemen Keuangan Pribadi Mahasiswa Non Febi UIN Satu Tulungagung Angkatan 2018. Yume : Journal of Management, 5(2), 463–478. https://doi.org/10.2568/yum.v5i2.2657

Ibrahim, Madi, Baharudin, Ahmad, & Darmawati. (2018a). Metode Penelitian Kuantitatif.

Ibrahim, Madi, Baharudin, Ahmad, & Darmawati. (2018b). Metodologi Penelitian.

Nurdin, Z. (2023). Pengaruh Game Online , Kecerdasan Emosional , Parental Income Terhadap. Jurnal Riset Manajemen Dan Bisnis, 9–18.

Rosa, I., & Listiadi, A. (2020). dan kontrol diri terhadap manajemen keuangan pribadi Effects of financial literacy , financial education on family , peers , and self control on personal financial management. Jurnal Manajemen, 12(2), 244–252.

Rozaini, N., & Purwita, S. (2021). Gaya Hidup Dan Hasil Belajar Manajemen Keuangan Terhadap Perilaku Pengelolaan Keuangan Mahasiswa. Niagawan, 10(2), 198. https://doi.org/10.24114/niaga.v10i2.25540

Sugiyono. (2018). Metode Penelitian Kuantitatif (Cet 1). Alfabeta.

Syahfitri, P. K. (2018). PENGARUH GAYA HIDUP HEDONIS DAN KECERDSAN EMOSIONAL TERHADAP PERILAKU KEUANGAN MAHASISWA. 9986(September).

Trismiyanto, & Ardiansyah, I. (2020). Harun Heri Trismiyanto , Iwan Ardiansyah. 1, 14–28.

Yulia, T. S. A. M. (2022). Pengaruh Gaya Hidup Hedonis Dan Kecerdasan Emosional Terhadap Perilaku Keuangan Mahasiswa Akuntansi Universitas Muhammadiyah Surabaya. 9986(September), 401–406.